WEST PALM BEACH, Fla. — As Florida homeowners continue to pay for new roofs under pressure from insurance companies, the state's top insurance regulator is suggesting the most affordable option may not be a solution.
"I think asphalt shingles ... maybe it's time to start writing them out of the plot in Florida," said Florida Insurance Commissioner Michael Yaworsky late last year.
He made those comments during a panel discussion at the Florida Insurance Summit in Orlando in December.

"It's probably time to look past asphalt shingles," Yaworsky said. "The problem is guaranteed for 30 years. They don't last 30 years in Florida. They just don't."
Florida's heat, humidity and storms result in many experts pointing to 20 years as a more realistic lifespan for shingle roofs.
Metal and clay tiles have longer life spans, sometimes closer to 40 years.
"To me, what it looked like is that he was concerned a lot of roofing companies sell what is called 30-year shingle roofs," Melissa Burt DeVriese, president of Security First Insurance, said.

Metal and clay tile roofs also have a bigger cost, doubling the price of asphalt in many cases.
"I really think it's going to be an economic question going forward," Burt DeVriese said. "For you as a consumer what makes the most economic sense for your house and how does that impact you're insurance premium."
Matt Sczesny is determined every day to help you find solutions in Florida's coverage collapse. If you have a question or comment on homeowners insurance, you can reach out to him any time.

Read WPTV's latest "Coverage Collapse" stories below:
-
'Install a security app': This is why you should protect your password
New findings show 41,061 victims in Florida lost $874 million to online scams in 2023, according to Social Catfish.Car shopping? How auto tariffs will cost you more
The automotive industry is keeping a close watch on tariffs as they are set to take effect on Wednesday.'HIGHER BILLS': Auto repair shops brace for impact from tariffs on parts
The anticipated tariffs are expected to have broader ramifications that extend beyond car manufacturing, affecting body and repair shops across the country.9 ways shoppers are changing their grocery habits to save money
Years of grocery inflation have led many shoppers to change their shopping habits, from meal ingredients to brands.