WEST PALM BEACH, Fla. — As Florida homeowners continue to pay for new roofs under pressure from insurance companies, the state's top insurance regulator is suggesting the most affordable option may not be a solution.
"I think asphalt shingles ... maybe it's time to start writing them out of the plot in Florida," said Florida Insurance Commissioner Michael Yaworsky late last year.
He made those comments during a panel discussion at the Florida Insurance Summit in Orlando in December.

"It's probably time to look past asphalt shingles," Yaworsky said. "The problem is guaranteed for 30 years. They don't last 30 years in Florida. They just don't."
Florida's heat, humidity and storms result in many experts pointing to 20 years as a more realistic lifespan for shingle roofs.
Metal and clay tiles have longer life spans, sometimes closer to 40 years.
"To me, what it looked like is that he was concerned a lot of roofing companies sell what is called 30-year shingle roofs," Melissa Burt DeVriese, president of Security First Insurance, said.

Metal and clay tile roofs also have a bigger cost, doubling the price of asphalt in many cases.
"I really think it's going to be an economic question going forward," Burt DeVriese said. "For you as a consumer what makes the most economic sense for your house and how does that impact you're insurance premium."
Matt Sczesny is determined every day to help you find solutions in Florida's coverage collapse. If you have a question or comment on homeowners insurance, you can reach out to him any time.

Read WPTV's latest "Coverage Collapse" stories below:
-
This insurer was just approved to do business in Florida
Patriot Select is the 13th new insurer allowed to do business in the state in the last two years. The company is somewhat of a restart of the former Anchor Insurance.Airfare is less expensive this year, but extra fees will cost you
Airfares are down a bit in 2025, but checking a bag or getting extra legroom can cost more than ever. Here's how to avoid some of those extra fees.Americans are taking side hustles as Trump's tariffs take hold
Americans are beginning to feel the pinch from President Donald Trump's tariffs, prompting many to find new ways to cope with rising prices.The Costco Effect: How the wholesaler can impact prices at other stores
As Costco prepares to open this Friday in Stuart, WPTV has been examining all the ways the wholesale store could impact life in the area. One of those impacts could be to your wallet.