Florida lawmaker seeks to repeal 'PIP' auto insurance

Posted at 5:19 AM, Dec 15, 2016
and last updated 2016-12-15 05:23:17-05

Renewing a long-running debate on the issue, a Senate Republican on Tuesday filed a proposal that would repeal the state's no-fault auto insurance laws.

Senate Transportation, Tourism and Economic Development Appropriations Chairman Jeff Brandes, R-St. Petersburg, said the repeal of a requirement to carry personal-injury protection, or PIP, coverage would help lower premiums.

"PIP is a broken insurance system, and it does not reflect the reality of Florida's transportation future," Brandes said in a prepared statement. "PIP fraud impacts every driver in our state, and no proposal is more effective at reducing premiums than a full repeal of PIP. It's time to finally bring substantive reform to the automobile insurance market." 

The bill (SB 156), which is filed for the 2017 legislative session, follows similar proposals that failed to pass in recent years.

Under the no-fault system, motorists are required to carry $10,000 in PIP coverage to help pay for medical expenses after accidents. Brandes' bill includes a requirement for motorists to carry bodily injury liability coverage.

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