It’s probably no surprise that Mercedes convertibles dominate the list of the “most expensive” vehicles to insure. (The Mercedes S65 AMG is the most expensive, with annual premiums averaging $3,835. Oof!) But you might be surprised to learn which vehicles are the least expensive to insure. To help, Insure.com did the research, comparing car insurance rates in every single state for more than 2,800 vehicle models. Before arriving at the rankings, Insure.com pulled quotes from six different insurance companies and then averaged the rates. We’ll give you a hint: Minivans tend to fare well on the “least expensive list.” That’s because they’re loaded with safety features, garnering high ratings from the National Highway Traffic Safety Administration. Plus, they’re mostly driven by parents chauffeuring their children around. The safety features combined with cautious drivers translates to fewer accidents, fewer claims and lower rates, explains the research team at Insure.com. On the other hand, convertibles may be prone to break-ins because of their roofs and might inspire a need for speed. So, if you’re shopping for a new car, these rankings can help shape your overall car budget, factoring in not just the vehicle payments, but also insurance premiums.
20. Ford Edge SE
Average annual premium: $1,221 
17. Ford F-150 XL (tie)
Average annual premium: $1,219
17. Honda HR-V LX (tie)
Average annual premium: $1,219
17. Subaru (XV) Crosstrek 2.0l (tie)
Average annual premium: $1,219 
16. Hyundai Tucson SE
Average annual premium: $1,217
15. Nissan Frontier S
Average annual premium: $1,216
14. Fiat 500X Pop
Average annual premium: $1,210 
13. Honda Pilot LX
Average annual premium: $1,205
12. Mazda CX-3
Average annual premium: $1,204
11. Ford Escape SE
Average annual premium: $1,203 
10. Subaru Forester 2.5l
Average annual premium: $1,196
8. Jeep Patriot Sport (tie)
Average annual premium: $1,190
8. Buick Encore (tie)
Average annual premium: $1,190 
7. Jeep Cherokee Sport
Average annual premium: $1,188
6. Subaru Outback 2.5l
Average annual premium: $1,187
5. Jeep Compass
Average annual premium: $1,183 
4. Honda CR-V LX
Average annual premium: $1,170
3. Jeep Wrangler Black Bear
Average annual premium: $1,148
2. Jeep Renegade Sport
Average annual premium: $1,138 
1. Honda Odyssey LX
Average annual premium: $1,112
This story originally appeared on Don't Waste Your Money. Checkout Don't Waste Your Money for other great tips and ideas to make the most out of life.
